9/23/21 “Close the f’n credit card!” I texted him…
These were the words that I texted to Alexander when he sent me a text that said “Jenner just said this? I would be careful closing the credit card account. Your credit score will drop, and you need good credit for property in the future and other secured debt needs.”
I about fell out of my chair when I got this. It is shocking how enraged I got and still have am spinning about it. I don’t understand. He had $5738.32 as his balance on the Capitol One card. We just agreed that he would take out more debt from a Small Business Administration loan for $12,700, but in doing that he was going to pay off the expensive $5738.32 credit card and I said “with the understanding that you will call them and close the account.” He said, “Yes, I’ll do it.”
I also told him Tuesday night that I’d like for him to cut up the credit card and send me a picture. It wasn’t so much for me I told him, but for his recovery scrapbook. I’m writing about him and his lack of wanting to close the credit card account because I feel like he is not fulfilling his agreement. Now that he posted all of this accomplishments on our group thread, he his getting advice from people who are not working with him full time.
I think I’m getting too involved. I pretty much rewrote his resume, which I actually enjoyed doing. It made me see how nice my resume is and how much work I put into it many years ago.
The idea of closing the credit card account is something of a commitment, I get it. He went ahead and paid off the credit card with money from the SBA loan. The terms of the SBA loan are much more favorable. Now he can at least feel comfortable making rent on 10/1. That is a week away and I might go ahead and suggest that he pay for that this week.
He didn’t talk to me about it first, but he told me after the fact, he said that he tithed on that money. I did a double take. I said, “You tithed on what money, the loan?” He said yes. I said, …”but that is not income, it is a loan that you have to pay back to the government.” He paid $1200 to the church from the 12,000 loan…unfreaking believable. Who told him to do that? I told him that he just prepaid to HP. So the next 12,000 he makes, he won’t need to tithe on that money. I don’t understand why did doesn’t ask me about this kind of stuff before he spends it.
I did send him a text that said “Apologies for my impulsive and vulgar response” to close the fucking credit card, but I’m very passionate about this. I said “trust me on this. We need to cut the bond/attachment with that credit card. You have prudent reserves set up and are making more money now in various ways. Let the credit card go.”
He responded “Amen”. I said “Bookend when its done please” and he didn’t respond that he closed the account, but sent me a photo of his credit card in small cut up pieces. Well, that is progress.
My part in this is that I might be too pushy, too codependent, resentful at Jenner’s advice about saving his credit score. Who gives a fuck about a credit store right now. He needs to live solvently. I need to detach from love from his thought. I can only give suggestions about what to do.
